Commercial Auto

At VeriDrive Insurance Agency, we understand that every business has unique needs when it comes to insurance. That’s why we offer a range of tailored insurance solutions across the United States, designed to provide the right coverage for you. Our offerings vary by state, reflecting local regulations, market conditions, and our commitment to providing the most competitive and comprehensive coverage options available. Explore the map below to discover what insurance products are available in your state and learn how VeriDrive can help protect your business.

Don’t see availability in your state? Please contact us! New states and options are being made available.

Who needs commercial auto insurance?

If your business owns vehicles, you’ll most likely need commercial auto insurance. Commercial auto insurance is required in most U.S. states, and the minimum requirements vary. So be sure to check the laws in your state.

How much commercial auto insurance do I need?

The minimum amount of bodily injury liability coverage, property damage liability coverage and uninsured motorist coverage varies by state. You can select the minimum or more for additional coverage.

How can I save on my premium?

Commercial customers are experiencing higher auto insurance costs each year. There are a few ways to lower insurance costs with VeriDrive. If you deploy telematics to manage your fleet, you may be eligible for savings on insurance costs. Improving fleet safety and avoiding insurance claims may also lead to lower premiums.

What fleet vehicle types are eligible?

Trucks, vans, and passenger vehicle fleets are eligible for telematics-based commercial auto insurance.

What is the minimum fleet size?

Fleets need to include 5 or more vehicles to be eligible for telematics-based commercial auto insurance.

What business classes are eligible?

Commercial vehicles <26K lbs (pickups and vans) are eligible for telematics-based commercial auto insurance. Exceptions are made for 1-3 larger vehicles.

Does commercial auto insurance cover independent contractors?

Independent contractors are typically covered by commercial auto insurance if they get into an accident while driving a vehicle owned by your business.