For small fleet owners, the idea of adding telematics—or GPS tracking—to your vehicles can feel overwhelming. With so many providers, technologies, and insurance programs out there, it’s easy to get lost in the noise. To help you cut through the confusion, we’re breaking down some of the most common telematics myths for small fleets and sharing what you really need to know before signing up.
Myth 1: “Telematics is only for big fleets.”
Reality: Telematics isn’t just for large trucking companies.
In fact, small service fleets—HVAC, plumbing, landscaping, pest control, and delivery operations—often see the fastest return on investment.
Even a handful of vehicles can benefit from real-time tracking, driver behavior monitoring, and automated maintenance alerts that help reduce insurance costs and operational headaches.
Myth 2: “I have to buy GPS equipment from my insurance agency.”
Reality: Not with VeriDrive.
We are agnostic, meaning you don’t have to purchase GPS tracking from us to access our insurance programs.
Our job is to help you leverage your telematics data—wherever it comes from—to secure better insurance pricing and improve risk management.
That said, our sister company Smart Fleet does offer GPS tracking with top telematics providers, making it easy to find a solution that fits your budget and fleet size.
If you’re starting from scratch, we can connect you with Smart Fleet to explore trusted options without locking you into a single vendor.
Myth 3: “Telematics is just a fancy map.”
Reality: GPS location is only the beginning.
Today’s telematics platforms deliver detailed insights into driver behavior, fuel efficiency, maintenance needs, and accident reconstruction.
These data points empower you to coach drivers, reduce accidents, and document events for insurance claims—all of which translate into lower premiums and safer operations.
Myth 4: “Telematics is too expensive.”
Reality: Telematics often pays for itself.
From reducing fuel waste and idle time to lowering insurance premiums through safe driving discounts, the savings frequently outweigh the monthly subscription.
Many small fleets start seeing measurable ROI within the first few months.
Myth 5: “It’s complicated to set up.”
Reality: Modern telematics systems are plug-and-play.
Devices can be installed in minutes, and cloud-based dashboards are designed to be intuitive—even for owners with no IT background.
Our team at VeriDrive can also help you navigate setup and data sharing to ensure your insurance benefits kick in quickly.
The Bottom Line
Telematics isn’t a luxury—it’s a smart business tool that helps small fleets save money, operate safely, and win more business. This article set out to bust the most common telematics myths for small fleets, showing that real savings and safety improvements are within reach.
At VeriDrive Insurance Agency, we’re here to help you harness telematics data—no matter which GPS system you use—to reduce risk and lower your commercial auto insurance costs.
Interested in learning how telematics can benefit your fleet?
Contact VeriDrive Insurance Agency
to discuss your options, or let us connect you with Smart Fleet for best-in-class GPS tracking providers.
